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How to Process Application for a Charging Order

The Editor
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How to Process Application for a Charging Order
How to Process Application for a Charging Order
How to Process Application for a Charging Order

If you’re in the process of filing for a charging order, you may be feeling overwhelmed and confused about the application process. A charging order is a court order that grants a creditor a legal charge over a debtor’s property, so it’s important to understand the details of the application process before proceeding.

In the below paragraphs, you will find the whole process of charging order application and what to know before submitting an application.

1. Applying for a Charging Order

Before diving deep into the process, let’s first clarify what is a charging order. A charging order is a court order which allows creditors to have a right to receive payments from the debtor, be it in the form of cash or any other asset including real estate.

To apply for a charging order, the creditor needs to submit an application to the court. The application should include details of the debt, proof of identity, and details of the asset being charged. The asset can be a house, land or any other type of property.

In addition to the application, the creditor must provide evidence of the debt, such as copies of invoices and statements, to prove that the debt exists and that the debtor is liable for it. The creditor will also need to show that they have tried to obtain payment from the debtor before applying for a charging order.

2. The Court Process

You can apply for a charging order at the local county court where the debtor is based. The court will then consider your application and decide whether or not to grant a charging order. If the court decides to grant the charging order, it will make an official document.

This document outlines the terms of the charging order and the conditions that must be met in order for it to be enforced. The debtor will also be notified of the charging order and will be asked to pay back the debt within a certain time period.

It is important to note that all applications for charging orders must be made through the court process. This ensures that creditors are given a fair hearing and that their rights are protected throughout the process. It also helps to ensure that all debts are paid on time.

3. After the Charging Order is Made

Once a charging order has been granted by the court, it remains in place until the debtor gets rid of the debt or it is cancelled by the court. During this time, the debtor will no longer be able to access the assets covered by the charging order.

If the debtor wishes to use or sell the assets, they will need to apply to the court for permission. If permission is granted, the proceeds from the sale of the assets must be used to pay off the debt, and any remaining funds must be paid directly to the creditor.

You should also know that creditors can still pursue other forms of debt recovery against a debtor even after a charging order has been granted, such as issuing statutory demands or bankruptcy proceedings.

Countries with the most billionaires

The Editor
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Countries with the most billionaires
Countries with the most billionaires
Countries with the most billionaires

Have you ever wondered which countries have the most billionaires? It’s an interesting prospect – knowing which nations have the highest number of mega wealthy people.


Let’s look at some of the contenders, which include countries from Europe, South America and other continents.


USA, USA


At the top of the charts, almost predictably, there is the United States of America. According to Wikipedia’s list of countries by number of billionaires page, the USA has over 700 billionaires – 735, at last count, to be exact.


A few of those will be accounted for by Mega Millions billion dollar jackpot wins and you can now bet on the outcome of this from UK. The US has seen a good few of these over the years and, little doubt, will yield a more in the future.


Cha-ching, China


Next is China, with 530-plus billionaires. For a country with a population of more than 1.4 billion, that equates to a billionaire for approximately every 300,000 people. By contrast, the USA boast a billionaire for every 1.9 million people.


Then come India and Germany, with about 170 and 140 billionaires each, respectively. They are the last of the countries whose number of billionaires stretch to three figures on this list, as we now take a look at the double digits.


First up, it’s Russia’s 83, Hong Kong’s 67 and Canada’s 64. Hong Kong’s sum is an interesting one, as it effectively translates to one billionaire for every 8.8 million people. Lump them with mainland China, and the figure fluctuates significantly.


South American billionaires


Looking to South America, there’s Brazil’s 60-odd billionaires, Philippines’ 20 and Mexico’s 15. Chile had seven and Argentina four at last count. And let’s not overlook Colombia’s three, Peru’s two and Venezuela’s one, again according to Wikipedia.


What about the UK and Africa?


Readers from England, Wales and Scotland might be interested to know the United Kingdom was bordering on 50 billionaires at last check. They were flanked by Taiwan’s 51 and Australia’s 46.


Over in Africa, Egypt leads the pack in terms of nations with the most billionaires. Egypt has six to South Africa’s four and Nigeria’s three. Algeria, Morocco, Eswatini, Tanzania and Zimbabwe have one each.


In which cities to billionaires reside?


A report by Visual Capitalist, meanwhile, has also noted the cities with the highest number of billionaires. Here, we find several predictable results in New York City, San Francisco, London and Moscow toward the top, after which some intriguing players slot in as well.


Take, for instance, Mumbai and its 40 billionaires. One of these is Indian Premier League franchise owner Mukesh Ambani, who has a commercial hand in the operation of the Mumbai Indians. He is also on record expressing an interesting in owning Liverpool in the English Premier League.


Istanbul in Turkey and Paris in France are reported to possess 30-odd billionaires each. Dubai in the United Arab Emirates is bordering on 40.


This concludes an entertaining look at the countries and cities with the highest number of billionaires. It will be interesting to see which nations gain or lose billionaires in the future.

Butthole Road: Mysterious road that turns drivers into As**oles

The Editor
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Butthole Road: Mysterious road that turns drivers into As**oles
Butthole Road – Doncaster

“Butthole Road” is the mysterious road that turns drivers into as**oles. Road is the former name of a street in Conisbrough, Doncaster, South Yorkshire, England.

There is a strange phenomenon about this road. For some inexplicable reason, whenever anyone drove down it, they would suddenly become rude, irritable, and generally unpleasant to be around.

Mystery behind Butthole Road

It is said that even The Pope drove on this road one sunday afternoon and started swerving and cursing at the other drivers. He even threw a whole birthday cake to the car behind him. But as soon as he drove away from Butthole Road, he was himself again. It’s as if he didn’t even remember what had occurred moments ago.

At first, the residents of Conisbrough thought it was just a strange coincidence because for some reason,.this street got really “tight” and “hot” in there, and it often tends to smell going down this road but they couldn’t figure out why. As more and more people began complaining about their sudden changes.in behavior after driving down Butthole Road, they knew something wasn’t right.

What experts say?

Lorraine Fisher, 34, is a Proctologist and Quantum Physicist at MIT. She was hired by the Council to study this phenomenon. After months of research, Fisher finally concluded that it was the road itself! She believes that something about the road’s surface or the air around it was causing people to become angry and aggressive.

Fisher stated. “It’s not the name of the road, but what the road is made out of that is causing chemical reactions in the brain resulting in aggressive behavior”.

The council was shocked by this revelation and immediately decided to rename the road and repave it with different types of asphalt that they hoped would stop the strange behavior from occurring.

They decided to rename the street “Rectum Ave” which now intersects with another street called “Anus Blvd” which leads to highway “A69”.

And to everyone’s delight, it worked!

Citizens of Conisbrough can now drive down the road without turning into assholes.

The Council held a ceremony to celebrate the road’s innovation, and everyone in England agreed that it was a really good decision that had to be made.

What time do you call this, then?

The Editor
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What time do you call this, then?
What time do you call this, then?
Road sign diversion to the Pub.

“What time do you call this, then?” Aaah… the classic accusatory question faced by all men arriving home from work late to their wives and girlfriends.

Well, thanks to an unfortunate diversion caused by roadworks outside The Bear pub in Bredfield, East Suffolk, all feckless men determined to avoid going home to the wife and screaming kids – now have the perfect excuse not to.

“I wanted to come straight home luv, but I couldn’t, honest! I got diverted into the pub.” Ha ha! Get out of that wifey!

Forced into pub

The cause of the diversion was either a burst water main, a humongous pothole, the laying of new communications cables, or the burial of a newly deceased council roadworker. It doesn’t matter. Who cares why the road has been dug up when the outcome is literally being forced to go to the pub?

This reporter joined the throng of delayed white van men, teachers, civil servants, and other so-called ‘working people’ who were inexplicably in the packed Bear pub at 3.45pm on a Monday afternoon to ask them how it felt to be imprisoned in a pub against their will. John, 37, a fat plumber from around the corner told me “I really wanted to get home early tonight because the boy has football training.

I know it’s pissing down today, but I genuinely love standing in the rain and cold watching his team – who are a bit shit, to be honest – aimlessly knocking the ball around for two hours. Shame I won’t be able to get home in time. Oh well, the missus’ll have to take him.”

Super ‘Mare

And Barry, 28, a science teacher (I didn’t know they still existed!) who teaches at the local Westfield Primary School said “I was gutted when I was forced to come into the pub. The mother-in-law was coming over for dinner and she, the wife, and I were going to plan our summer holiday together. Barbara always comes along. Two weeks at Parkdean holiday camp in Weston. I can’t wait. Barman!”

Happy with delay

I conducted a quick straw poll of the entire clientele of the pub by shouting “But aren’t you annoyed at the delay to your journeys home?” through cupped hands to which the entire pub replied, in unison, “No!”

According to the council workmen who were ‘carrying out’ the repairs (and who were also in the pub), the works are scheduled to continue for as long as possible.

Your Guide to the Cheltenham Gold Cup

The Editor
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Your Guide to the Cheltenham Gold Cup
Your Guide to the Cheltenham Gold Cup
Handicap chase” (CC BY-SA 2.0) by Carine06

It’s one of the biggest events on the horse racing calendar and one that leads to a great summer of top class meetings. The Cheltenham Festival crosses four days in March with a high density of important, Group One renewals along the way.

The biggest of all races on a packed card is the Cheltenham Gold Cup. For those that are unfamiliar with the event, here is a guide to how it works, along with a look at some of the top contenders for the 2023 edition.

Happy Friday

The Cheltenham Gold Cup takes place on the final day of the four-day festival. The horse racing fraternity stops on Friday afternoon to witness one of the bigger spectacles in the sport, and many feel that this is a more important race than the Grand National, which follows in April.

The Gold Cup was first run in 1924 and it is a National Hunt race, over the jumps, for horses aged five years and over. It’s a stiff test of endurance over three miles, two furlongs and 70 yards of the Cheltenham course with a number of testing fences to negotiate along the way.

The race has produced some of the most memorable contests in the history of the sport. Great winners of the past include Arkle, L’Escargot, Desert Orchid and Best Mate, who won the Gold Cup for three consecutive years between 2002 and 2004.

It can also be a pointer for the Grand National that follows, but this is a prestigious race in its own right. As always, 2023 promises to be a classic.

In the Hat for 2023

Betting markets for big races such as the Cheltenham Gold Cup can usually be found across all 12 months of the year. There can be advantages to getting involved in the ante post betting as the odds will be longer some months in advance.

A potential downside is the fact that some horses will be withdrawn and the exact field will not be determined until a few days before the off. At the start of 2023, the best horse racing betting sites in the UK listed Galopin Des Champs as the clear favourite to win the 2023 Cheltenham Gold Cup.

A clutch of four horses followed as joint second favourites with A Plus Tard, Noble Yeats, Stattler and Bravemansgame all available at the same odds in certain places. Those that want to monitor the markets ahead of the 2023 race can check out the sbo.net website where over 275 bookmakers are linked.

Horse racing odds can be assessed throughout the year, while there will be supporting information which can include breaking news, opinion and useful betting guides.

Those who feel confident enough to put their knowledge into action can also stake in the markets. Each of those sportsbooks will accept eligible new customers who are ready to complete a secure registration form.

Once complete and verified, it should be possible to access a generous welcome promotion while most bookies have ongoing offers moving forward. A selection of funding operators can help with financial business, while customer services are on hand 24/7.

Those who play for the long term may also enjoy loyalty programmes while other potential benefits may include live streaming and the ability to stake via a mobile app.

It’s the perfect partner for all forms of horse racing betting, but has the market made the right call on the 2023 Cheltenham Gold Cup?

The Verdict

Galopin Des Champs leads the way at the top of the Gold Cup betting and this Willie Mullins trained horse has a strong overall record. The seven-year-old has won six of his ten races to date and that record includes four wins from his last five.

Of the chasing pack, A Plus Tard may be the most likely challenger. This is the horse that won the Cheltenham Gold Cup in 2022 with Rachael Blackmore securing a historic moment for all female jockeys.

Like a number of races where a long series of jumps are involved, the Cheltenham Gold Cup can be a tough one to call. What is guaranteed is a dramatic race and one that leads to a classic summer of top class racing around the UK.

Tesco offers toilet training for customers

The Editor
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Tesco offers toilet training for customers
Tesco offers toilet training for customers
Tesco offers toilet training for customers

Tesco (or ‘Tescos’ as it is known to members of the working class) is offering toilet training to careless users of its in-store facilities.

Prince, and the man with no name

Men, women, children, those who identify as non-binary, nondenominational Christians, the artist formerly known as Prince, and the man with no name, are all eligible for the training which is being introduced to every Tesco store across the UK, especially in Suffolk and crummy, run-down English coastal towns.

Under the banner ‘Together we can do this’, the popular supermarket chain hopes to clean up its own backyard, or rather, encourage unhygienic members of the public to tidy up after themselves after taking a shit or piss in its in-store customer toilets.

Feels sorry for Jackie

Sudbury branch manager Theresa Metcalf told the GAZETTE “It’s ironic isn’t it? We sell thousands of bathroom cleaning products every week, Viakal (500ml £3.00), Domestos Original Bleach (750ml £1.15), Flash (850ml £2.50) etc, and yet when those very same customers use our instore toilets, they leave them looking like a portaloo on day three of the Glastonbury festival. It’s disgusting. I feel sorry for Jackie – our cleaner.”

Women worse than men

Although men might find this hard to believe, an investigation carried out by the SUFFOLK GAZETTE has revealed that on average, women’s toilets are usually left in a filthier state than their male counterparts’. This is usually due to tomato kethcup being left in the bowls and even on the toilet seats. Men’s toilets are famous for piss puddles on the seats and floor, and aggressively skidded pans in every cubicle.

Fuck knows why anybody would want to go into a unisex toilet?

Science confirms Regé-Jean Page, as second-most-handsome man in the world

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Science confirms Regé-Jean Page, as second-most-handsome man in the world
Regé-Jean Page, as second-most-handsome man in the world
Regé-Jean Page

‘Bridgerton’ heartthrob, Regé-Jean Page has been declared the world’s second-most-handsome man – by a man even more handsome than him!

Actor and lucky bastard Page (34), shot to fame portraying Simon Basset,.the Duke of Hastings in the hit period Netflix series, ‘Bridgerton’ starring opposite the world’s second-most beautiful actress (after Maureen Lipman), Phoebe Dynevor.

Plastic Surgery behind Regé-Jean Page Fame?

Page’s almost-world-conquering good looks were analyzed by top Harley Street plastic surgeon,.Dr. Julian De Silva, using a ground-breaking scientific formula known as ‘using your eyes’.

De Silva began his research after watching Bridgerton Series one, at home with his girlfriend, Michelle. After swiveling her head between the TV screen and De Silva a few times,.Michelle – who has perfect breasts and razor-sharp cheekbones – drew attention to the resemblance between him and Page. Agreeing that they were both incredibly handsome, De Silva determined to find out who was the most best looking – scientifically.

Scientific Experiments

After conducting experiments including, puffing his cheeks in and out, looking in the mirror and then looking at photos of Page, and filming himself turning his head to the side a bit, the expert reconstructive facial surgeon determined that it was he, and not Page who was the better looking of the two.

He cited as evidence, a clever mathematical ratio called the ‘Narcissus Ratio of Beauty’ which he claimed is 93.65 percent accurate, leaving only a 6.35% chance that Page, and not him, is actually way better looking.

Despite only coming second in the beauty stakes,.Page’s star has continues to rise and he is widely tipped to be in the running to become the next James Bond.

He is currently the bookies third favourite for the role after De Silva, and English general practitioner, presenter and writer, Dr Hilary Robert Jones MBE.

History made as referee brandishes new card in footy match

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History made as referee brandishes new card in footy match
History made as referee brandishes new card in footy match
Referee brandishes new card in footy match

Football history was made at the weekend when a referee used a new card never before seen in the beautiful game.

Portuguese referee Antonio D’Sousa, brandished the new card in a league match between Benfica & Sporting Lisbon which ended with a 4-2 victory for the hosts.

Fans, players, and coaching staff alike, were all taken aback when, just before half time, ref, D’Sousa removed his wallet from his shorts pocket and took out what appeared to be a Barclaycard debit card.

No-one seemed quite sure why the experienced referee had done this, and some took it to be an accident. Through an interpreter, this reporter spoke to a fan who witnessed the incident “Ready? Okayyyy. I was watcheeeeing thee game on my phone, eeeven though aye wass there.

All off ay sudden, the referee blew heees wheeestle and efferybody stopped what they wass doo-ink. We all loooked at the referee to seee hwhy heee hasss blown heees wheeeestle, butta nobady knowssss. Then, he takes heees wa-let – how you say? Whallet? Yes, heees whallet out off heees pocket anda he waves heees Barclaycard at the crowd. ‘Whatta-de-fuck is heee doink?’ we wass all askink? Budda nobaddy knew! Per’aps he put the hwrong card in heees pocket this-a-morning, eh? Ha ha!”

Explanation sought code

After returning the plastic card to his pocket, D’Sousa signalled for play to continue. Shortly afterwards, half time arrived and, at the whistle, players from both teams surrounded D’Sousa and his officials, clearly seeking an explanation as to what the earlier card incident was all about.

D’Soussa however, shrugged-off the players’ increasingly agitated inquiries. As the throng of players, officials, and staff reached the tunnel, things began to boil over and it is reported that D’Sousa this time produced a Costa Coffee loyalty card and brandished it at several players from both sides.

The second-half of the hard-fought match passed without further controversy but, at the final whistle, the captain of Benfica, and the coach of Sporting Lisbon, both remonstrated again with the ref about the first-half debit card incident, with their appeals again waved away.

He wassa seeemply gesturing

Finally, at the post-match press conference, a statement was provided by the fourth official, Alfonso Cardoza. Speaking to an expectant press pack, the red-faced official explained “So, fursst off all, Antonio wanteed to thank all the playerss and the coaching stafff for playink the game eeen such a good spirit.

It wasss a very good-a-match. I know you haff some questions abowt the first haffa incident witha the card. I haff, of course, spoken to Antonio, and he explained to me thatta he wassa seeemply gesturing to awla the fans that thee dreeenks anda the food in the stadium are very, VERY expensive and thatta they will probablia need to breaka into their overdrafts to buy sometheenk, anda thatta issa probably cheaper to-a go to Costa Coffee. That is all.”

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